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Aditya Birla Capital Enters Gold Loan Market, Aims for 1,000 Branches

By Uniquetimesorg August 20, 2026 0

Aditya Birla Capital has officially entered India’s gold loan market with plans to open nearly 1,000 dedicated branches over the next three years to expand its secured lending business. As part of its initial rollout, the company’s non-banking financial division aims to establish 200 to 300 gold loan branches across high-potential regions by March 2027. […]Continue Reading

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Bajaj Finance Shares Hit Record High After Strong Q1 Growth and Improved Asset Quality

By Uniquetimesorg July 31, 2026 0

Bajaj Finance shares surged more than 7% to an all-time high on Friday after the non-banking financial company (NBFC) reported stronger-than-expected first-quarter results. The stock emerged as the top gainer on the Nifty 50 index as investors welcomed the company’s accelerating loan growth, improved credit quality and robust earnings performance. The lender posted a Continue Reading

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Muthoot Finance Q3 Profit Nearly Doubles on Gold Loan Boom

By Uniquetimesorg February 12, 2026 0

Muthoot Finance reported a sharp rise in third-quarter earnings, with net profit nearly doubling to 26.56 billion rupees for the period ended December 31, compared with 13.63 billion rupees a year earlier. The strong performance was fueled by robust demand for gold loans amid record-high gold prices during the October–December quarter. Higher gold prices boosted […]Continue Reading

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A Friend in Need

By uniquetimes November 17, 2023 0

Article By Dr Sumitha Nandan Executive Director, Manappuram Finance Ltd   Gold loan companies may benefit from the tightening credit cycle, higher-than-ever gold prices after the latest geo-political episode in the Middle East, and commercial lenders turning cautious in giving unsecured loans Once again, households that are in need of cash are finding that the […]Continue Reading

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RBI Tightens Norms For Personal Loans, Credit Cards Amid Demand Surge

By uniquetimes November 17, 2023 0

On 16th November, the Reserve Bank of India (RBI) implemented stricter regulations on personal loans and credit cards, increasing the risk of a slowdown in loan growth. These new rules, involving higher capital requirements, are expected to raise the cost of such loans, potentially restricting the growth in these sectors that has surpassed the overall […]Continue Reading

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Fluctuating gold prices and risk management in gold loans

By uniquetimes April 29, 2021 0

Article by V.P. Nandakumar  MD & CEO of Manappuram Finance Ltd. In recent months, gold prices have fallen significantly from the highs recorded last year following the widespread economic disruption after Covid-19. The international price of the metal had crossed US$ 2,000 per troy ounce in August 2020 but has now declined to about US$ […]Continue Reading

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Gold loans – The importance of high LTV : V.P. Nandakumar

By uniquetimes December 19, 2013 0

The history and growth of India’s gold loan NBFCs is best studied by dividing it into three distinct phases. The first phase was the period up to 2005 or so when no one really bothered about gold loans, when growth was slow, steady and quite unexciting. It changed around 2005 when private sector institutional finance […]Continue Reading