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One MobiKwik Systems Ltd Targets ₹50 Billion NBFC Loan Book in 3–5 Years

By Uniquetimesorg May 28, 2026 0

Indian fintech firm MobiKwik plans to build a ₹50 billion ($522.5 million) loan book through its newly approved non-banking financial company (NBFC) over the next three to five years, according to CEO Bipin Preet Singh. The Gurugram-based company received the Reserve Bank of India’s approval for an NBFC licence in April and currently distributes loans […]Continue Reading

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WazirX Launches Crypto Futures Trading Amid Recovery After $230 Million Hack

By Uniquetimesorg May 13, 2026 0

Indian crypto exchange WazirX has launched futures trading on its platform as part of its recovery strategy following the $230 million cyberattack that disrupted operations last year. The company said the new futures segment offers one of the lowest fee structures among Indian crypto exchanges, with maker fees at 0.02% and taker fees at 0.04%, […]Continue Reading

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Manappuram Finance Expands Senior Leadership with Four Strategic Appointments

By Uniquetimesorg May 8, 2026 0

Manappuram Finance Limited and its subsidiary, Manappuram Home Finance Limited, have announced four strategic leadership appointments spanning business, taxation, finance, and technology functions, reinforcing the Company’s commitment to scalable growth, governance excellence, and digital transformation. To lead its growing housing finance business, Manappuram Home Finance Continue Reading

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Biometric UPI Payments Gain Traction, Enable PIN-Free Transactions up to ₹5,000

By Uniquetimesorg April 30, 2026 0

Biometric authentication is emerging as a new layer in India’s UPI ecosystem, allowing users to approve payments using fingerprint or facial recognition instead of entering a PIN for small transactions. The feature, capped at ₹5,000 as per regulations, aims to make digital payments faster, more seamless, and secure while retaining PIN-based authentication for higher-value Continue Reading

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Bajaj Finance Q4 Profit Rises 22% as AI Push and Asset Quality Improve

By Uniquetimesorg April 30, 2026 0

Bajaj Finance reported a 22% year-on-year rise in net profit, driven by stronger lending growth and improved asset quality. The non-bank lender also saw credit costs ease and gross non-performing assets decline to 1.01% from 1.21% in the previous quarter, reflecting better loan performance and tighter underwriting standards. The company maintained its long-term profit Continue Reading

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Peak XV Partners Exits MobiKwik in ₹1.3 Billion Block Deal

By Uniquetimesorg April 28, 2026 0

Venture capital firm Peak XV Partners has fully exited Indian fintech company One MobiKwik Systems through a block deal valued at over ₹1.30 billion ($13.76 million), according to a source familiar with the transaction. The deal, executed on Tuesday, marks the end of Peak XV’s early investment in the digital payments platform. As part of […]Continue Reading

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Govt Tightens Online Gaming Rules, Empowers Banks to Block Transactions

By Uniquetimesorg April 23, 2026 0

The Central government has introduced the Online Gaming Rules, 2026, directing banks and financial intermediaries to halt transactions linked to certain online games when instructed by regulators. The framework, overseen by the Ministry of Electronics and Information Technology (MeitY), introduces mandatory “user safety features” such as age verification, time limits, Continue Reading

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Razorpay Eyes Confidential IPO Filing Amid Fintech Valuation Reset

By Uniquetimesorg April 23, 2026 0

Fintech unicorn Razorpay is reportedly preparing to confidentially file draft papers for an initial public offering (IPO) in the coming weeks, signalling a cautious shift in India’s fintech sector. According to a report by The Economic Times, the Bengaluru-based digital payments firm aims to raise between $600 million and $700 million at a targeted valuation […]Continue Reading

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Impact of the Digital Personal Data Protection Act, 2023 on Data Privacy in Indian Banking

By Uniquetimesorg April 14, 2026 0

By Mr. Adeeb K T Chief Manager, Corporate & Institutional Credit in a Leading Public Sector Bank   In an increasingly digital economy, data has become one of the most valuable assets, particularly in the banking sector where vast amounts of sensitive personal and financial information are processed daily. With the rapid growth of digital […]Continue Reading

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UPI Fee Debate Sparks User Backlash

By Uniquetimesorg April 11, 2026 0

Unified Payments Interface (UPI) is facing growing resistance over the possibility of transaction fees, with a LocalCircles survey revealing that nearly 75% of users would stop using the platform if charges are introduced. The findings highlight how deeply the zero-cost model is ingrained in consumer behaviour, with only a quarter of users willing to pay […]Continue Reading