SBI, ICICI Bank RuPay Card Holders Can Now Link Their Credit Cards With BHIM

In recent developments, customers of SBI and ICICI Bank can now conveniently perform UPI transactions using their RuPay credit cards from these banks.

By linking their credit cards to the BHIM app, operated by NPCI, customers can make online payments by scanning the Merchant UPI QR code at any location. This feature is available for RuPay credit cards from 11 banks, allowing users to deduct the payment amount from their credit card similar to bank account payments.

Introduced in 2022, the RuPay Credit Card on UPI feature enables users to make online payments by scanning the UPI QR code, expanding its usability to local stores. It’s important to note that certain payment types like peer-to-peer transactions are not supported by this service.

Additionally, apart from the BHIM app, select banks’ RuPay credit cards are also compatible with popular UPI apps such as Google Pay, Paytm, PhonePe, PayZapp, and Freecharge.