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Beyond Credit: Building Women Leaders, Not Just Borrowers

By Uniquetimesorg August 19, 2026 0

  By V P Nandakumar CMD, Manappuram Finance Ltd For decades, the story of financial inclusion in India was told in the language of access: how many bank accounts were opened, how many loans were disbursed, and how many first-time borrowers were brought into the formal fold. It was a necessary beginning. Yet, traditional banks […]Continue Reading

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Small-Town India Powers Retail Investing Boom as 84% of Groww Users Come From Beyond Major Cities

By Uniquetimesorg July 31, 2026 0

India’s retail investing landscape is undergoing a major transformation, with smaller towns emerging as the new growth centres. According to Groww’s FY26 Annual Report, 84% of its transacting users now come from outside India’s six largest cities, while customers are spread across 97% of the country’s PIN codes. The shift reflects how digital platforms, affordable […]Continue Reading

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NCDEX Brings ‘Har Ghar Investor’ to Kochi, Launches Black Pepper Futures  

By Uniquetimesorg July 7, 2026 0

NCDEX today brought its flagship market participation initiative, ‘Har Ghar Investor’, to Kochi, the second chapter of a nationwide campaign anchored to the exchange’s ‘Equity for Bharat’ vision. The initiative is designed to expand access to regulated financial markets beyond India’s metropolitan centres, reaching households and enterprises in cities, towns and Continue Reading

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India’s Green Transition Will Be Financed on the Ground — and NBFCs Hold the Key

By Uniquetimesorg May 13, 2026 0

By Shri V. P. Nandakumar, Chairman and Managing Director, Manappuram Finance Ltd India’s green transition gets talked about mostly in terms of big infrastructure — solar parks, hydrogen missions, metro expansions. These matter, but they’re only part of the story. The other part, which doesn’t get nearly as much attention, is what happens at the […]Continue Reading

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Budget 2026: Fintech Sector Seeks Regulatory Clarity, GST Relief and Stronger Innovation Push

By Uniquetimesorg January 31, 2026 0

As Finance Minister Nirmala Sitharaman prepares to present the Union Budget 2026, India’s fintech sector is calling for greater regulatory clarity, tax rationalisation and sustained policy continuity. With fintechs now central to payments, lending, wealth management and embedded finance, industry leaders say predictable regulation and capital efficiency are critical as Continue Reading

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Women Power India’s Investing Boom: NSE Adds 2.5 Crore Female Investors in a Decade

By Uniquetimesorg December 13, 2025 0

Women are emerging as a powerful force in India’s capital markets, with 2.5 crore women investors added over the last 10 years, according to NSE MD and CEO Ashish Kumar Chauhan. Speaking at the Business Today Most Powerful Women event, Chauhan said the NSE now has 12.2 crore registered investors covering 99.85% of India’s pincodes, […]Continue Reading

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Banks Consider Criminal Record Checks for Safer Lending

By Uniquetimesorg November 25, 2025 0

Banks are exploring the legality of accessing borrowers’ criminal records as an additional filter before approving loans. The move, discussed recently among lenders, aims to prevent lending to individuals with serious criminal backgrounds who may pose recovery challenges and increase the risk of collateral being seized by law enforcement agencies. With lending becoming Continue Reading

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RBI to Permit Loans Against Silver Jewellery from April 2026

By Uniquetimesorg November 13, 2025 0

The Reserve Bank of India (RBI) has announced that starting April 1, 2026, individuals will be able to secure loans by pledging silver jewellery, ornaments, or coins as collateral. The move, part of revised lending guidelines for banks and financial institutions, aims to enhance credit access for low-income households and small businesses while standardising borrower […]Continue Reading

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RBI Permits Banks To Issue RuPay Prepaid Forex Cards

By uniquetimes June 12, 2023 0

The Reserve Bank of India (RBI) has decided to broaden payment choices for Indian travelers abroad by permitting Indian banks to issue RuPay Prepaid Forex cards. These cards can be used at overseas ATMs, point of sale (PoS) machines, and online merchants. Additionally, the RBI will enable the issuance of RuPay Debit, Credit, and Prepaid […]Continue Reading